Chances are, you or someone you know in the East Bay is facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, nearly 1 out of every 6 homeowners in America is behind on mortgage payments (and it's much higher here in California). These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

I also conduct FREE live seminars for homeowners to explain the options.  Refreshments are served and everyone is welcome; homeowners, neighbors, friends and family as as well as real estate agents, brokers, or anyone interested in learning more about the foreclosure crisis and/or the latest local market conditions!

As a Realtor with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.

My sister, and fellow Realtor, Suzan Gladieux a top producer at Coldwell Banker in Pleasanton, have set a goal of helping 100 families facing foreclosure over the next 12 months.  Come to our seminar to learn about our "Save a Home, Save a Child" Program this Fall.  Do you know of a family we could help?

If you would like to know more about your options, please call me at 925-549-0714.

We are here to help … in any way we can.

Tim Denbo, CDPE
Realtor, e-PRO
Email Me: Tim@TimDenboHomes.com
Lic#0788323

Suzan Gladieux, GRI, CMMS
Realtor,
Coldwell Banker Residential Brokerage
5980 Stoneridge Drive, Suite 122
Pleasanton, CA 94588
925-847-2258 Direct
E-Mail: Suzan.Gladieux@cbnorcal.com
DRE#01245705